Terms of Service

These Terms of Service govern your use of Millwright Plan, including our website, quiz, lead forms, follow-up communications, and related services. By using this website or submitting information, you agree to these Terms.

1. Use of the Website

You may use this website only for lawful purposes and in accordance with these Terms. You agree not to interfere with the site, attempt unauthorized access, submit false information, or use the site for spam, fraud, or unlawful activity.

2. Eligibility

This website is intended for United States residents who are at least 18 years old. By using this website, you represent that you meet these requirements.

3. Insurance Information Only

Millwright Plan provides general information and lead intake related to permanent life insurance and indexed universal life insurance. Content on this website is not legal, tax, investment, or financial advice. You should consult qualified professionals before making financial or insurance decisions.

4. No Guarantee of Coverage or Results

Submitting a form, completing the quiz, or requesting an illustration does not guarantee eligibility, approval, pricing, benefits, policy performance, or coverage. Insurance products are subject to underwriting, carrier rules, state availability, premium funding, policy terms, and applicable law.

5. Consent to Contact

By submitting your contact information, you authorize Millwright Plan, its representatives, and affiliated licensed professionals to contact you about your request by phone, text message, email, or similar methods. Message and data rates may apply. Consent is not a condition of purchase.

6. Accuracy of Information

You agree to provide accurate, current, and complete information. We may be unable to review your request or connect you with the appropriate representative if information is inaccurate or incomplete.

7. Third-Party Providers

Our website may use third-party services for hosting, analytics, advertising, messaging, CRM, scheduling, and insurance-related operations. We are not responsible for third-party websites, products, services, or policies.

8. Intellectual Property

The website, brand materials, copy, design, graphics, logos, and other content are owned by Millwright Plan or its licensors and may not be copied, modified, distributed, or reused without written permission.

9. Disclaimers

The website and related services are provided as is and as available. To the fullest extent permitted by law, Millwright Plan disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability

To the fullest extent permitted by law, Millwright Plan and its representatives will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from your use of the website or related services.

11. Indemnification

You agree to defend, indemnify, and hold harmless Millwright Plan and its representatives from claims, losses, liabilities, damages, costs, and expenses arising from your use of the website, your submitted information, or your violation of these Terms.

12. Changes to These Terms

We may update these Terms from time to time. Continued use of the website after changes are posted means you accept the updated Terms.

13. Contact

Questions about these Terms can be sent to support@millwrightplan.com.